Three tips you can do to improve your finances:  1) Live within your means.  Better yet, try to live below your means.  This will open up revenue for savings.  2)  Save a portion of your income each payperiod.  Start small–the key is being consistent with whatever you put away.  3)  Manage your budget on a regular basis.  Your budget is your primary key to finding out not only how you are spending money but where you can save.  Think about this–it’s never too early to start with the basics of finance. 

Gwendolyn Hawkins

Gwendolyn is a Certified Credit Union Financial Counselor with over 20 years credit union experience.  She is knowledgeable of various credit and financial subjects.  For credit and finance inquiries...