You may have been busy shopping, shopping and more shopping!  Realize this is the season of giving and the gift of debt is not one you want to get caught up in.  There are so many sales going on, how do you keep up??? Take a moment and review your bank and credit card transactions.  With the ease of swiping your debit and credit cards, debt can add up very quickly.  What I noticed was some of the items I purchased a few weeks ago are now on sale.  I was able to return and repurchase the item at the sale price thus saving a few dollars.  Also review and tally your total purchases so you won’t be surprised when the credit card bill comes in next month.  Happy Holidays!

Gwendolyn Hawkins

Gwendolyn is a Certified Credit Union Financial Counselor with over 20 years credit union experience.  She is knowledgeable of various credit and financial subjects.  For credit and finance inquiries...